Household contents

Household contents

We know there are some things you can never replace, not because of their monetary worth but because of their sentimental value, but we’ll do our best to ensure that your most treasured and valuable household belongings are covered, so that in the event of a theft or loss, you may, at the very least, recover from the financial loss and be able to replace the items that are replaceable.

Over and above your common household items, we cover your most prized possessions on an All Risks basis. Just let us know when you get something new that’s of great value to you – and we’ll make sure it’s covered.

Building insurance

Building insurance

A house is not just a building, it’s a space you have created for you and your family, to feel safe in, to feel loved, it’s not just a house, it’s your home. You’ve worked hard to own your own home and we’ll work hard to ensure that in the event of damage or loss that your home and all its fittings and fixtures are covered so that you can focus on the important things like creating more memorable moments.

We’ll take care of all your buildings, including your garages, annexes, studios, stables and additional storage spaces, and if we have left something off this list, talk to us, we’ll see what we can do to insure it for you.

We’ll cover any geyser related issues too, geysers do eventually wear out and when they do, it can wreak havoc for you, we’ll make sure that whatever the damage, it’s covered. We’ll even insure the roof over your head. Often the first thing to be damaged in a large storm is your roof, and why we insure it too, after all, a house isn’t a home without a roof over your head.

Vehicle insurance

Vehicle insurance

Accidents happen and we understand just how stressful it is not having your wheels, which is why we’ll do our best to get your bike or car or trailer back on the road as quickly and easily as possible. Our comprehensive vehicle cover not only covers your vehicle, but also any third parties and properties involved. We also include standard passenger liability in your motor policy, and can offer car hire to keep you mobile at very favorable rates.

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Art and Collectables insurance

We understand and appreciate the nature of valuable arts and collectables which is why we provide full cover for accidental damage or theft. We strongly recommend keeping updated valuation certificates and a record of your collection to facilitate the process in the event of a claim.

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Classic and Vintage Car

We share your passion and work with insurers that understand the classic and collector’s car world, we are able to offer tailor made cover, with amongst others; agreed value and salvage buyback insurance at very affordable premiums. This cover is specifically for vehicles older than 20 years and that are not used as daily drivers.